Moroni continues his description of the end times, and his lament for the mistakes of humankind at those last days. Moroni personifies them, and asks why they violate the basic gospel principles. Throughout the Nephite record, the wearing of costly apparel has led to social stratification and the neglect of the poor. Moroni sees that it will continue to be a problem in the future (verse 37–39).
This was not the end of a chapter in the 1830 edition.